On November 22, 2022, the U.S. Department of Education announced an extension of the pause on student loan repayment, interest, and collections through June 30, 2023.

On August 24, President Biden announced the Administration will cancel up to $20,000 in student debt for Pell Grant recipients and up to $10,000 in student debt for non-Pell Grant recipients. This relief will be available to borrowers earning less than $125,000 annually or households earning less than $250,000 annually. You may use this link to apply now through December 31, 2023.

  • Borrowers can apply for up to $20,000 in student loan debt relief.
  • For an income driven repayment plan before your payments restart, click here.
  • If you don't know what kind of student loan you have, click here.
  • If you have worked in public service in federal, state, tribal, or local government or for a non-profit organization, you may be eligible to have some of your federal student loan debt forgiven, thanks to temporary changes to the Public Service Loan Forgiveness (PSLF) program. Under this limited waiver, borrowers can receive credit for payments that otherwise would not have qualified for PSLF. Apply by October 31, 2022 for a PSLF waiver here.
  • For help with individual questions, you can call the Department of Education Federal Student Aid Call Center: 1-800-4FED-AID (1-800-433-3243)

Make sure you work only with the U.S. Department of Education and its loan servicers, and never reveal your personal information or account password to anyone. Emails to borrowers come from noreply@studentaid.gov, noreply@debtrelief.studentaid.gov, or ed.gov@public.govdelivery.com.